A work accident investigation may ensue when an employee or independent contractor is hurt on the job or during transit between work locales. Work accidents can encompass many different types of investigative inquires, including workers compensation investigations, insurance investigations, OSHA investigations and civil personal injury investigations.
This dissertation delves into the investigation of vocational injuries and accidents that occur on jobsites in a vast diversity of industries, as well as explaining their legal consequences.
Work Accident Investigation Explanation
It is always vital to understand what caused an accident to occur, as well as how it may have been prevented. Additionally, determining the liabilities of the accident specifics are crucial if an insurance claim or litigation is brought by the injured party.
Generally a work injury will result in multiple claims to various insurance carriers, either directly by the plaintiff, or as secondary actions, as one involved entity sues another for their role in overall liability. A workplace investigation will help clarify what exactly occurred to produce the injury and which people or entities are responsible, if any, for the damage suffered by the affected worker.
Work Injury Investigation Factsheet
Work-related injuries are a huge problem within the insurance industry. Workers who are injured on the job will not only require medical expense coverage, but will often also generally seek reimbursement for lost wages, pain and suffering and possibly diminished future earnings, as a direct result of their disability.
It is common for many separate investigators to work on a personal injury case involving a worker. There will be insurance investigators and possibly SIU investigators from all the insurance carriers brought into the litigation, workers compensation investigators who will be on the look out for fraudulent or exaggerated claims and even plaintiff’s investigators who will seek to maximize the potential of any monetary award for their clients (and therefore, of course, the plaintiff’s attorney).
Work Accident Investigation Conclusions
Some work-related injuries are cut and dry matters which are easy to resolve, based on the simple circumstances surrounding the injurious incident. Other injuries are extremely complicated and involve literally dozens of business entities, which all in turn try to clear themselves from liability by suing each other. It is not uncommon to see multiple second and third party case captions in significant cases involving dire or fatal work injuries.
To learn more about using private investigation techniques to fully discover all the facts behind a work injury claim, consult with a qualified attorney or contact a qualified licensed private investigator directly.